If neither the player nor the banker is dealt a total of 8 or 9 in the main two playing cards (generally known as a "purely natural"), the tableau is consulted, first for the player's rules, then the banker's.
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The remainders are returned. The banker may well, even so, prefer to accept the bets and improve their own personal stakes anyway. When they accomplish that, the lender gets to be unlimited plus the banker must possibly include all bets posted by all gamers or stop trying the financial institution.